Asia Commercial Joint Stock Bank provides various banking products and services to personal and business customers in Vietnam. It offers term and demand deposits, current accounts, and time deposits; working capital loans, mid and long-term loans, business financing loans, project finance, trade finance, fixed asset loans, home mortgage, home construction and renovation loans, secured personal loans, car loans; and credit, debit, prepaid, and other cards. It also provides international money transfer, online tax payment, foreign currency exchange, forex and financial market products, payment solutions, corporate cards, and bank guarantees. In addition, the company engages in the factoring activities; bond trading; entrustment and entrustment activities; supply commodity price derivative products; insurance agent; financial leasing services; securities trading; brokerage and securities investment consulting; depository, corporate financial advice, and underwriting; debt management; investment fund management and asset exploitation services; and other banking services. Asia Commercial Joint Stock Bank was founded in 1993 and is headquartered in Ho Chi Minh City, Vietnam.