Asia Commercial Joint Stock Bank provides commercial banking products and services to personal and business customers in Vietnam. It offers current, entrepreneur, deposit, and savings accounts, as well as term deposits; overdrafts, short-term working capital loans, mid and long-term loans, business financing loans, project finance. Import and export finance, and various loans and mortgages; and credit, debit, prepaid, and other cards. It also provides guarantees, Remittance, and various payment services. Asia Commercial Joint Stock Bank was founded in 1993 and is headquartered in Ho Chi Minh City, Vietnam.