Cholamandalam Investment and Finance Company Limited, operates as a non-banking finance company in India. The company operates through Vehicle Finance Loans, Loan Against Property, Home Loans, and Other loans segments. It’s vehicle finance includes two wheeler, commercial vehicle, tractor, car and multi utility vehicle, and construction equipment loans; loans against properties comprising grow and expand business loans, loans for purchasing or modernizing plant and machinery loans; and balance transfer of existing loans; and home loans including loans for the self-construction, purchase of resale, ready to occupy homes, and balance transfer facility for existing home loans. In addition, the company offers small and medium sized enterprise loans, which includes secured term loan, supply chain and equipment finance, loan against shares, and employee stock options financing; and rural and agri loans including loans for purchase of tractor and farming equipment. It also provides wealth management services, such as mutual funds, stock and derivatives, internet broking, Demat services, exchange traded funds, and bonds. Further, the company offers secured business and personal loans including secured business loan with self-occupied residential property or commercial-cum-residential property; and consumer and small enterprise loans, such as personal, professional, and business loans. It also provides online payment gateway services for e-commerce businesses, and e-commerce solutions; and Payswiff, an omni channel payment transaction solution. The company was incorporated in 1978 and is based in Chennai, India.