As of April 12, 2013, Citizens Republic Bancorp, Inc was acquired by FirstMerit Corporation. Citizens Republic Bancorp, Inc., through its subsidiary, provides banking and financial services to individuals and businesses in Michigan, Wisconsin, and Ohio. It offers direct loans, home equity loans and lines of credit, checking and savings accounts, money market accounts, certificates of deposit, fixed and variable annuities, and private banking services for consumer clients; and term loans, revolving credit arrangements, inventory and accounts receivable financing, commercial mortgages, letters of credit, small business loans, and leveraged cash flow lending for commercial and industrial clients, commercial real estate developers, owners of multi-unit commercial properties, and middle-market companies. The company also provides noncredit services, such as deposit accounts, treasury and corporate cash management, international banking, securities placement advice and assistance, and financial planning; and brokerage and insurance products that include retail mutual funds, other securities, personal disability and life insurance, and discounted brokerage, as well as marine and recreational vehicle loans, and residential mortgage loans to consumers. In addition, it offers asset management, financial planning, estate settlement and trust administration, and credit and deposit products and services, as well as retirement plan services. Citizens Republic Bancorp, Inc. was founded in 1871 and is based in Flint, Michigan.