Joint Stock Commercial Bank for Foreign Trade of Vietnam, together with its subsidiaries, provides banking products and services for individuals, corporates, and financial institutions. The company accepts personal and savings accounts; and business accounts, such as current accounts, and time and special deposit products. Its loan products comprise personal loans, such as consumer, housing, car, and business loans; and short-term lending, working capital financing, fixed asset, project, leasing, and trade finance products. In addition, the company offers various cards; account services, including demand and term deposit accounts, fund management, and auto-investment services; and money transfer, bancassurance, payments and cash management, foreign exchange and treasury, interest rate derivatives, money market instruments, bond trading, international payments, guarantees, investment banking, asset management, correspondent banking, factoring, reimbursement, finance leasing, and remittance services. Further, it provides e-banking services, such as mobile, SMS, and phone banking; digital banking; and securities, life insurance, and VCB-money services, as well as invests in stocks and bonds, and real-estate business. The company was formerly known as Bank for Foreign trade of Vietnam. Joint Stock Commercial Bank for Foreign Trade of Vietnam was founded in 1963 and is headquartered in Hanoi, Vietnam.