Masraf Al Rayan (Q.P.S.C.) engages in the Islamic banking, financing, investing, and brokerage activities in Qatar and internationally. It operates through four segments: Corporate Banking, Retail Banking, Asset Management, and International Operations segments. The company’s corporate banking products and services include corporate finance and advisory services, such as capital restructuring, capital raising, corporate valuation, transformation of business products, mergers and acquisitions, specialized investment, structured finance, project finance, and IPO; financing products comprising Murabaha, Ijarah, Ijarah Muntahia Bittamleek, Istisna’a, and Mudaraba; cash management services; treasury services; profit rate swaps, financing syndication, and other services; and trade finance products, such as letters of credit and guarantee, syndicated financing, import financing, inventory financing, and transaction banking products, as well as deposit services, currency exchange, and other services. Its retail banking products and services comprise current, savings, investment, term and time deposit, and kids accounts, as well as other investment products; personal, car, home, and goods finance products; and credit cards and prepaid cards, as well as call center and ATM services. The company also provides private banking products and services, such as investment planning and asset management, wealth protection, credit planning and management, cash management, and business planning. In addition, it offers investment banking, financial brokerage, investment underwriting, institutional sales, and real estate consulting services. The company serves retail and individual customers, as well as corporate, commercial, and multinational customers. It operates through 17 branches in Qatar. Masraf Al Rayan (Q.P.S.C.) was incorporated in 2006 and is based in Doha, Qatar.