Habib Insurance Company Limited engages in the general insurance business in Pakistan. It operates through four segments: Fire and Property, Marine and Transport, Motor, and Other Classes. The fire and property insurance covers fire, lightening, explosion, and allied perils, as well as damages caused by earthquake, atmospheric disturbance, aircraft and arial devices falling, impact damage, riot and strike, and malicious damages. The company’s marine and transport insurance offers coverage against cargo risk, war risk, and damages occurring in inland transit; and motor insurance provides car coverage and indemnity against third party loss. It also provides bankers blanket bond, liability, engineering, etc.; and personal accident, hospitalization, and outpatient medical coverage to the insured, as well as travel, fidelity guarantee, cash in safe, and cash in transit insurance services. The company was incorporated in 1942 and is headquartered in Karachi, Pakistan.