Espirito Santo Financial Group (ESFHF)

Espírito Santo Financial Group S.A., through its subsidiaries, provides a range of banking and insurance services in Portugal and internationally. The company’s commercial banking products and services include mortgage loans, consumer credit, financing, deposits repayable on demand and term deposits, retirement plans, insurance products, account management and electronic payments, investment funds cross-selling, brokerage, custodian services, discounted bills, leasing, factoring, short and long term loans, guarantees, letters of credit, and discretionary management products. Its asset management products and services consist of investment, real estate, and pension funds, as well as discretionary management services and portfolio management. The company’s investment banking products and services comprise loans, deposits, funds, advisory, mergers and acquisitions, restructuring and debt consolidation, initial public offerings, brokerage, and other investment banking services. It is also involved in capital markets and strategic investment activities; and provision of various life and non-life insurance products and services. Espírito Santo Financial Group S.A. operates 636 branches in Portugal, as well as branches in London, New York, Spain, Nassau, the Cayman Islands, Cape Verde, Venezuela, Luxembourg, and Madeira Free Zone; and 15 representation offices. The company was founded in 1884 and is headquartered in Luxembourg City, Luxembourg. Espirito Santo Financial Group SA is in liquidation.