Bank Dhofar SAOG engages in the corporate, retail, and investment banking activities in the Sultanate of Oman. It operates through three segments: Retail Banking, Corporate Banking, and Treasury and Investments. The company offers savings and current accounts; call, fixed, flexi, and recurring deposits; housing, car, personal, and education loans; debit and credit cards; and project/contract finance, term loans, assets finance, working capital finance, and project finance and syndication services. It also provides personal accident and motor insurance products, as well as corporate Internet banking, merchant services, corporate collections, and remote cheques capture and deposit services. In addition, the company offers trade finance services, including letter of credit, guarantees, avalisation, import/export financing, and LPO financing, as well as payment, performance, and bid bonds. Further, it provides corporate advisory, and investment and brokerage services; and Islamic banking services, as well as savings and investment savings products, custody services, mortgages, direct debit and other credit facilities, overdrafts, treasury, investment management and institutional finance, and foreign currency and derivative products. Additionally, the company offers automated teller machines (ATM)/cash deposit machines (CDM); call center; and online, electronic, and mobile banking services. It operates through a network of 66 branches, 1 corporate center, 120 ATMs, 57 CDMs, and 15 FFMs. The company was incorporated in 1990 and is headquartered in Muscat, the Sultanate of Oman.