Access Holdings Plc, through its subsidiary, Access Bank Plc, provides various banking products and services in Nigeria, rest of Africa, Europe, and internationally. It operates through six segments: Corporate and Investment Banking, Commercial Banking, Retail banking, Access Pensions Management, Hydrogen Payment Services Company Limited, and Access Insurance Brokers Limited. The company accepts current, saving, domiciliary, deposit, and call accounts; and tenured deposits. Its loan products include personal, cash-backed, device finance, auto, payday, advance for school fees, salary advance, agent, vacation finance, consumer asset, home, W power, Quick, creative sector, education, health, technology, Mediloan Quality care, vehicle finance, term and time, fleet financing, plant and machinery financing, mortgage, drawing against uncleared drafts, working capital finance, contract financing, overdrafts, and supply chain, trade, and project and structured finance, as well as lending against turnover and maternal health support service. The company also offers eNaira wallet application; SwiftPay, a digital payment service; credit and debit cards; savings and investment products; property and health insurance, life assurance, and pension products; treasury bills, and bonds and guarantees; bancassurance products, including life, home, travel, motor, and fire and burglary insurances, as well as flexible investment service; healthcare equipment finance scheme; and money transfer, agency banking, specialised financing, investment management, vehicle and asset financing, loyalty lending, treasury, cash management, trade, website creation, and mobile and internet banking services. In addition, it provides foreign exchanges products and self-service portal; e-channels for online transactions; business management solutions; and Wantong account for Chinese nationals. The company was incorporated in 1989 and is headquartered in Lagos, Nigeria.