DFCC Bank PLC (DFCC)

DFCC Bank PLC engages in the provision of commercial banking services to individuals, corporates, small and medium enterprises, professionals, and entrepreneurs in Sri Lanka. It operates through Corporate Banking, Retail Banking, Treasury, and Other segments. The company provides savings and current accounts; fixed, call, special, and repo deposits; debit and credit cards; home, personal, vehicle, SME, and education loans; vehicles, machinery, and plant and equipment leasing for entrepreneurs, SMEs, individuals, professionals, and private and public entities; and insurance and assurance solutions. It is also involved in project and trade finance; provision of technical, financial, and other professional consultancy and advisory services in the fields comprising programme management, engineering, environment, and renewable energy; leasing of land and buildings to industrial enterprises in chemicals, construction materials, engineering, fertilizers, FMCG, metal fabrication, and packaging sectors; and provision of Information technology (IT), and IT-enabled services, including cloud-ready Fintech platform building services for banking and non-banking, capital markets, insurance, and retail payment sectors. In addition, the company offers international trade and remittances; investment banking services related to corporate finance, debt structuring, and IPOs; overdrafts; and provides digital banking including cash deposit and automated teller machines, online banking, virtual wallet, merchant pay, payment and cash management solutions, and e-statement services. Further, it provides industrial estate and unit trust management, and stock brokering services; and funding and centralized risk management activities including borrowings, issues of debt securities, use of derivatives for risk management, and investing in liquid assets. The company was incorporated in 1955 and is based in Colombo, Sri Lanka.