Vietnam Technological and Commercial Joint Stock Bank provides personal and corporate banking products and services in Vietnam. The company offers personal banking products and services include current accounts, payroll accounts, and savings and term deposits; loans, such as study, mortgage, auto, consumer, household business, securities pledged, and valuable paper pledged loans; credit and debit cards; ATM, international money transfer, payment, and e-banking services; and bancassurance products, such as life, non-life, and bundled insurance. It also provides corporate banking products and services comprise term and non-fixed deposits; tailored account packages; working capital loans, medium and long-term loans, and supply chain financing; import, export, and domestic trade finance services; loan, payment, tax, bid, performance, warranty, and other guarantees; and international fund transfer services. In addition, its corporate banking products and services also include spot and forward trading, and foreign exchange swaps; commodity brokerage services; and commodity and interest rate derivatives, foreign exchange derivatives, and structured products. Further, it offers investment banking services to organizational and individual customers. As of December 31, 2020, the company operated through two representative offices and 309 transaction offices. Vietnam Technological and Commercial Joint Stock Bank was founded in 1993 and is headquartered in Hanoi, Vietnam.