Guaranty Trust Holding Company Plc operates as a financial holding company for Guaranty Trust Bank Plc that provides commercial banking services in Nigeria, rest of West Africa, East Africa, and Europe. The company offers current accounts, deposits, overdrafts, loans and other credit facilities, foreign currency and derivative products, private banking services, investment savings products, custody, credit and debit cards, consumer loans, and mortgages products. It also provides international trade services; foreign currency and derivative products; and portfolio management, tenured deposits, FX forward contracts, financial advisory, loan syndication, cheque writing, corporate account management, customer synergy, foreign currency draft issue, cash-in-transit, security token, and fast-track banking services , as well as e-banking, IMT, and other services. It operates through 232 local branches, 30 e-branches and cash centres, 60 GTExpress locations, and 1,374 ATMs. The company was incorporated in 2020 and is based in Lago, Nigeria.