JetPay Corporation provides debit and credit card processing, payroll, human capital management HCM, and card services to businesses and their employees in the United States. The company operates through two segments, payment services and HR and payroll services. It offers debit and credit processing and automated clearing house payment services to small and medium-sized businesses, as well as to large entities, which process Internet transactions and recurring billings; and HCM services, including payroll, tax filing, time and attendance, HR, and other related services to small and medium-sized employers. The company also provides transaction processing services, such as end-to-end encryption and tokenization; high speed network and authorization; batch processing; gift cards; fraud protection; and Website or payment application services; and MAGIC, a payments gateway that provides real-time integrated solutions to merchants. In addition, it provides low-cost money management and payment services to unbanked and under-banked employees through prepaid debit cards. JetPay Corporation was formerly known as Universal Business Payment Solutions Acquisition Corporation and changed its name to JetPay Corporation in August 2013. The company was founded in 2010 and is headquartered in Allentown, Pennsylvania. JetPay Corporation operates as a subsidiary of NCR Corporation.