Saigon Thuong Tin Commercial Joint Stock Bank provides various banking products and services to individual and corporate clients. The company offers current and savings accounts, and term deposits; business, consumer, unsecured, and special loans, as well as SME loans and current account overdrafts; foreign exchange and structured, transfer, remittance, retail bond, and other services; life and non-life insurance; business accounts and services; and cash management services. It also provides supply chain financing and international settlement services; Internet and mobile banking services; debit and credit cards; hedging and investment solutions; FDI customer; and guarantee services. In addition, the company engages in mobilizing capital and leasing activities; manufactures and trades in gold and jewelry, as well as retails gold, silver, precious stones, and jewelry; and offers commercial inspection, asset management, and securities and long-term investment services. As of December 2021, it operated 109 branches and 443 domestic transaction offices in Vietnam. The company was incorporated in 1991 and is headquartered in Ho Chi Minh City, Vietnam.