Saigon Thuong Tin Commercial Joint Stock Bank provides various banking products and services to individual and corporate clients in Vietnam, Cambodia, and Laos. It offers current and saving accounts, and term deposits; business, consumer, unsecured, and special loans, as well as commercial, export financing, and investment loans; foreign exchange and structured, transfer, remittance, retail bond, and other services; life and non-life insurance; business accounts and services; and cash management services. The company also provides supply chain financing and international settlement services; Internet and mobile banking services; debit and credit cards; hedging and investment solutions; FDI customer; and guarantee services. In addition, it discounts commercial papers, bonds, and other valuable papers; operates in the monetary market; trades in government and corporate bonds, and gold; and offers banking and financial consultancy, asset preservation and management, cabin and safe renting, entrusting and trusteeship, brokerage, and other banking services. Further, the company mobilizing capital and leasing; manufactures gold and jewelry, as well as retails gold, silver, precious stones, and jewelry; and offers commercial inspection services. As of December 2020, it operated 109 branches and 443 transaction offices in Vietnam. Saigon Thuong Tin Commercial Joint Stock Bank was founded in 1991 and is headquartered in Ho Chi Minh City, Vietnam.