United Capital Plc, together with its subsidiaries, provides investment banking, portfolio management, securities trading, and trusteeship services in Nigeria. The company offers issuing house, corporate investment advisory, project finance, debt restructuring, mergers and acquisitions, asset management, and debt capital market services. It also provides trust services, such as debenture trust; bond trusteeship to corporate and sub-sovereign issuers of public debt instruments; and trustees to collective investment schemes. In addition, the company offers pay day loans to working class individuals and SMEs; and securities trading services, including receiving agents to new issues, stockbrokers to primary issues, and advisers to SMEs, as well as equity portfolio management and securities dealing services. It serves national and subnational governments, large and small/medium-sized enterprises, ultra high and high net worth individuals, and other individuals. The company was formerly known as UBA Capital PLC and changed its name to United Capital Plc in December 2014. United Capital Plc was incorporated in 2002 and is headquartered in Lagos, Nigeria.